Netcover - Simply Smarter Insurance

This cover pays for damages to your vehicle and compensates you should your vehicle be stolen.

Types of cover are available ranging from comprehensive cover to third party fire and theft cover and third party only cover.

Different levels of cover, premiums and first amounts payable (excess) are offered by the underwriters depending on which product you choose.

The price you pay for cover (premium) is generally determined by how many years you have had a driver's licence, the area that the vehicle normally travels in and the security requirements available with the vehicle to avoid theft.

Vehicle values generally decline over time and can be adjusted with your permission. Please contact Netcover in this regard as values cannot be automatically adjusted downwards as extras may have been added to your vehicle.
Radios/CD players/DVD players that are not factory fitted to your vehicle need to be specified on your insurance policy to avoid a large excess should the accessory be stolen from your vehicle.
Please ensure that any extras such as mag wheels, canopies, tyres and any other extra that is fitted to your vehicle is noted on your policy.
The use of the vehicle being either business or private use needs to be correctly stated on the policy as this can have significant implications in the event of a claim.
Security requirements are one of the biggest risk areas for our clients. Please ensure that the security measures that are stated on your insurance schedule which is attached such as tracking device with a current contract, gear lock and immobiliser that the relevant tracking certificate or VESA approved gear lock certificate and immobilizer must be provided.
In the event of an accident it is crucial to as far as possible prevent further damage to the vehicle as this damage after the accident or breakdown will not be covered by the insurer.