Netcover - Simply Smarter Insurance

This provides cover for damages to the physical structure of your home and also covers the outbuildings.

Damage to your home can be caused by natural cause such as flood, earthquakes or bursting of pipes or geysers.

Damage can also be caused as a result of malicious action or something impacting on your home such as a vehicle or falling tree or even something falling out of an aeroplane.

The various underwriters compensate you differently depending on the type of construction of your property, how much it is insured for and what you select to be insured like garage motors and pool pumps.

Check the first amounts you have to pay (excess) and how much of the damage the insurance company will pay because this varies.
Mechanical breakdown of your garage or automated gate motor is not normally included.
Check with your broker if you need comprehensive landslip and subsidence cover.
Your cover is normally through your Bank but you are not obliged to put the cover through your bank. A study has shown that this cover is up to 40% more expensive through your bank as apposed to on your current policy.
Make sure that if your home has a thatch roof that it is correctly covered.
Don't underinsure your property as the underwriters will apply average and reduce your claim. Call us and we can explain this.