Netcover - Simply Smarter Insurance

This type of cover will compensate you for loss or damage of items that you normally carry with you. This cover is also known as portable possessions cover.

The article that you want covered needs to be specified on your insurance cover, an accurate value attached to it and detail given of the article.

Although this cover is more expensive that other covers. the cover is broader and in most cases also applies outside the country.

A range of exclusions apply when a claim will not be as such as damage that occurs as a result of restoring, cleaning, repairing, leaking or over winding. Make sure that you know when you will be able to claim.
Valuable articles that are mobile such as jewellery, cameras, laptops and cellphones should generally be specified if cover outside your home premises is to apply.
Reasonable precautions such as locking the item in the boot of your vehicle when mobile and in a safe when at home need to be taken with these articles to ensure cover.
Laptops, cellphones and bicycles generally need to be specified to enjoy cover
Photographic equipment if not specified may not be covered against theft or damage if used outside your home.
Valuation certificates of jewellery no older than 2 years are required in order to ensure that value of the articles can be validated in the event of a claim. In addition serial numbers of assets need to be kept on record to establish ownership.